Asset quality improved significantly, with non-performing loans falling to their lowest level since 2015. The cleanup reflects a multi-year effort to reduce credit risk exposure after...
A key shift in HFCB’s strategy is the rising share of non-mortgage lending, which has grown significantly since 2020. This signals reduced reliance on real estate...
Insider accumulation of this scale is often interpreted by markets as a strong conviction signal. It suggests employees anticipate continued resilience in profitability and capital strength.
Margin Pressure Dynamics Net interest margin compressed to 7.1% as asset yields lagged behind funding cost reductions. This signals early-stage structural pressure within the current interest...
Subsidiaries outside Kenya now contribute more than half of Equity Group’s profits, reflecting its accelerating regional diversification strategy. Markets such as the DRC and Tanzania are...
FY2025 results show more than half of Equity’s profits now come from regional subsidiaries.
Digital banking is enabling faster, lower-cost entry into fragmented financial environments.
Digital banking is enabling faster expansion across fragmented infrastructure environments.
Currency volatility and regulatory fragmentation remain major challenges. Banks must navigate complex operating environments.
Digital banking is enabling expansion without heavy infrastructure costs. It is becoming the backbone of regional growth.