Insurance

Top 10 Capitalized Insurers in East Africa 2025

The region’s leading insurers are leveraging capital strength to grow premiums and invest in new products. This shift is accelerating insurance penetration across East Africa.

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Rising capital buffers among East Africa’s insurers signal improved regulatory compliance and market maturity. Firms with stronger capitalization are better positioned to weather economic shocks and capture growth opportunities.

Discover East Africa’s most capitalized insurers, with country base, assets, footprint and strengths shaping the region’s insurance sector.

RankInsurerCapital / Asset (USD)Country BaseFootprintKey Strength
1Jubilee HoldingsEquity ~ $393M
Assets ~ $1.64B
KenyaKE, UG, TZ, BILargest insurer in E. Africa; diversified life, health, general with highest assets.
2Britam HoldingsAssets estimate (2019) ~ $1.0B+KenyaKE, UG, TZ, RW, SS, MOZ, MWStrong pan-African insurer with diversified products.
3Old Mutual HoldingsNot standardised; large regional groupKenyaKE, UG, SS, RW, TZ, DRC, MUPan-African insurer & asset manager with broad reach.
4Equity Life Assurance (Kenya)High GWP; equity proxiesKenyaKELeading life insurer with strong growth.
5APA Insurance (Kenya)GWP & market share leaderKenyaKELarge non-life insurer with strong motor & SME focus.
6CIC Insurance Group (Kenya)Assets ~ $300M+ (local)KenyaKE, UG, SSStrong micro-insurance & diversified portfolio.
7GA Insurance (Kenya)Market share leader non-lifeKenyaKEDiversified general insurance solutions.
8ICEA Lion Group (Kenya)Life & non-life premiums highKenyaKEStrong bancassurance & life sector presence.
9Lion Insurance CompanyAssets ~ 1.7B ETB (~$30M)EthiopiaETLeading insurer in Ethiopia with steady growth.
10Jubilee Health InsuranceHealth insurance specialistKenyaKE, UG, TZFocused health insurance with high GWP.

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